Unfortunately, every Gal has to conduct some sort of financial planning in their day-to-day life. Even more so when you add children to the picture. Budgets, allocations, expenses, starting to sound like an accounting assignment? Thankfully in today’s tech savy world, there is no need for paper statements or receipts attached with headaches. We are able to take these annoyances and make them simple and manageable. Mint.com Personal Finance allows you to “see your spending”; giving you a sense of relief when if comes to your money management.
What’s the best thing about this top leading online personal finance app? Well it’s free, and they are fully committed on staying that way…..can we say ironic? Mint allows the user to link all of their commerce accounts together. These include but are not limited to; bank, credit card, loan, and investment accounts. With doing this the user is able to see the cash flow for the month of all the linked accounts in one place. Income, Expenses and Budgets are both broken down into categories that you are able customize, initially the program identifies and creates it’s own. Went over budget on groceries for the month? Don’t worry, the bright bold red lettering will catch your eye, especially with the amount over you are! Another plus is that they try and save you money. You can receive emails that state how much of your credit you are currently using, along with tips on how to improve your credit score. Mint will even follow your credit card habits, and give you suggestions on credit cards that might be better for your spending needs!
The Android application itself is great for the on the go bargain spender. However, the website itself is what puts them above the rest. Mint.com is 100% safe and secure. Their objective is “Complete Security and Privacy” by not even asking for any personal identity information.
“Mint doesn’t know your name, address, social security number, account numbers, or PINs.” Don’t start biting your nails with distress, Mint is a “read only” service which means your account’s are safe with them. With over three million dedicate users, why not give them a shot!